List of All Posts

Here’s a list of all posts that I’ve written so far

Enjoy reading!

The shifting target of financial independence

The key reason for seeking financial advice
On choosing to work hard

A reminder of how unpredictable markets are
Thinking about the First home loan deposit scheme

Is it worth trying to avoid market corrections?
A rough start to 2022

How to learn to enjoy your job
Your house is not an asset
How to set financial goals and actually achieve them

How to fund retirement while paying zero tax
Being rich vs financially independent

Navigating a stock market bubble – part 2
Navigating a stock market bubble  – part 1

Saving money is empowering
On COVID-19, savings, and lock down opportunities

DFA funds vs the indices
Why we use Dimensional Funds

Explaining portfolio returns using stock market models
Visualizing risk using probability distributions

Visualizing risk
Outsourcing vs insourcing
What’s the best way to save for a house?

How long does it take to reach financial independence?
Prepare yourself for the next market crash now!
What’s the most tax efficient way to fund your retirement?

Returns aren’t smooth
Using super to retire early
Everyone can achieve FIRE

12 steps to achieving financial freedom
Run your own race
Rent vs. buy for achieving financial independence

When are managed funds better than their ETF’s equivalents?
Should you pay off your mortgage before you start investing?

Investing is a slow grind… at the start
Visualize ‘the win’
Comparing Australian property to Australian shares

Investing – go slow to go fast
Recovering from weak portfolio returns near retirement
What I’ve learned from reading personal finance blogs

Portfolio requirements after tax considerations
Financial independence for single vs double income households
The 4% rule and early “retirement”

How our portfolio will change as we approach financial independence
Can you have luxuries and work towards financial freedom?
Mindset changes to help boost your savings rate

How taxation affects the accumulation of wealth
Illustrating variability of returns over time

How setting goals helps my financial independence journey
Combining the aged pension with portfolio distributions
How much cash should you hold?

Active vs passive investing
Why stock picking is really hard
Can you have financial freedom and a mortgage?

Insuring for losses of income
COVID-19 Market crash June update

The effect of inflation on the FI journey
How to get your partner onboard the FI train
The effect of leverage on a portfolio

A life of abundance… ….in lockdown
How diversification affects volatility of returns
Investment risk – 3 things to understand

Dimensional fund retail equivalents – Vanguard Index Funds
COVID-19 market crash – what to do?
Should you engage a financial advisor?
The real value of tracking household cash flow
The 3 month rule

Debt recycling – part 2
Debt recycling – part 1

How does investing frequency affect returns?
How FIFO has helped my journey
Dollar Cost Averaging in Falling Markets

Investing – the time to start is now
Understanding risks in personal finance

Valuing things using time
The effect of increasing your mortgage repayments

Control expenses first
Home gym happiness
Insurance

Our portfolio construction
On living a life of abundance
Why we use managed funds

The big 3 – food
The big 3 – transport
Buying vs renting – some considerations
The big 3 – housing
How long is it going to take?
How much is it going to cost?
It’s about freedom